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Post by seminolewind on Sept 6, 2018 17:25:59 GMT -5
My daughter lives in New Albany, Indiana which is connected to Louisville Ky. by a bridge over the state border. She's crying for me to move there. I finally found a way to possibly buy a little 100 year old house with a 75ft x 250 ft. Yard. So I'm checking city zoning and it's you're allowed to have chickens. No mention of how many but they have to be in a pen. The only people who can complain are those that have a house within 100 feet of the chickens. Since the yards are about 250 feet long with an alley behind to park, I'm pretty good to go.
The zoning board had a discussion about the rules in 2014 and decided to keep poultry allowable within city limits because people use the eggs for sustenance. So I'm checking with a RE agent to see if I've missed something. I think this only goes for female poultry.
I have found a few small city homes that are around $100k, like 100 years old and like a Craftsman house. Original wood and original floors and maybe windows too.
Daughter asked me if she could buy a house on acreage and I could build on it. Well, I don't want a new house. I don't want to build a new house. It's not going to smell like an old house or feel like an old house and be expensive because it's new. I'd rather have someone Demolish something in an old house if need be.
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Post by dawg53 on Sept 6, 2018 20:35:27 GMT -5
Get acreage and put a mobile home on it. You could get a package deal to include well and septic.
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Post by seminolewind on Sept 7, 2018 13:26:37 GMT -5
I've thought of it. Specially now that they make them look like any 2 story house you want. However, I want a really old house.
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Post by seminolewind on Sept 7, 2018 18:16:17 GMT -5
Jim, daughter called crying 2 nights ago that she wants me by her in Indiana. She said she'll find property and a house and I can build on it. But I don't want a new house. I sent her a picture of an old house on 13 acres with a pond, and fields planted in stuff, and I said buy that and I'll live in the little house and you can build. Otherwise I like this house in the city/town of New Albany. She texts me that the city house is one block from the hospital she works at. And to top it off, there's an Ace Hardware a few doors down and a superwalmart a mile away. This is not a city per se. Louisville is a city, this is just like an appendage, LOL. It does have a waterfront tho on the Ohio River and they're trying to revitalize it.
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Post by dawg53 on Sept 7, 2018 20:02:28 GMT -5
Jim, daughter called crying 2 nights ago that she wants me by her in Indiana. She said she'll find property and a house and I can build on it. But I don't want a new house. I sent her a picture of an old house on 13 acres with a pond, and fields planted in stuff, and I said buy that and I'll live in the little house and you can build. Otherwise I like this house in the city/town of New Albany. She texts me that the city house is one block from the hospital she works at. And to top it off, there's an Ace Hardware a few doors down and a superwalmart a mile away. This is not a city per se. Louisville is a city, this is just like an appendage, LOL. It does have a waterfront tho on the Ohio River and they're trying to revitalize it. Flooding would be a concern Karen. Unfortunately old homes can have a lot of issues if they havnt been updated ie; plumbing, electrical, termites, lack of insulation in walls and attic, heating/air conditioning units etc...$$$$$ I've always wanted a mobile home or house in the middle of 5 to 10 acres with a very small yard circling the home, with trees cut back as not to fall on the home during storms. Edited to add: It's a pipe dream....getting too old to move and need to be near good hospitals, grocery stores etc... Besides, we have everything close by. |
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Post by maryellen on Sept 8, 2018 15:08:19 GMT -5
Is that in or near tornado alley?
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Post by seminolewind on Sept 9, 2018 3:09:09 GMT -5
Uh, yes. Tornado alley is pretty big, covering from Okie to Nebraska I think. I do see pics of some properties of people that have "doors" in their ground in the yard, LOL
Funny thing. DD had me looking at a house for sale with a very very extensive nice chicken coop, LOL. I'll try to find the pic again.
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Post by dawg53 on Sept 9, 2018 4:35:12 GMT -5
Funny thing. DD had me looking at a house for sale with a very very extensive nice chicken coop, LOL. I'll try to find the pic again. Hahaha, she's definitely trying to lure you there LOL! |
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Post by seminolewind on Sept 10, 2018 18:53:04 GMT -5
This is a tough one. I want to be near her. But I like where I am. I seem to have a few choices. Find a small affordable house and keep this house, sell this house and buy a long term home, or do nothing. I just don't know. I've found small homes with warrantees , like Craftsman or cottage. I like one which is all redone and a "walk to town". But the price is way to high. So I'll see what happens.
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Post by seminolewind on Sept 11, 2018 20:01:23 GMT -5
Okay so I did "get" a loan this morning. But daughter came up with another house. But it's way too big. I still want my little pink house. I had really liked a house a few months ago and it went off market but it's back on now.
So I will be making an offer, I think.
Jim, you are right about the wet basement. The foundation walls are brick. And someone was an egg head about gutters. They drain in the wrong places. It's hideous. I can also find a spot that their gutter failed and ruined the wood. Also, the agent said that the plaster is cracked in the hallway in the center of the house. I would imagine it's fixable or not. We'll see tomorrow night when daughter gets to view the inside.
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Post by seminolewind on Sept 13, 2018 21:46:49 GMT -5
All the cheaper houses from 1920's had serious problems. So I've raised my price range knowing that it's going to mean selling this house in Florida.
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Post by dawg53 on Sept 14, 2018 12:56:22 GMT -5
All the cheaper houses from 1920's had serious problems. So I've raised my price range knowing that it's going to mean selling this house in Florida. How long will it take you to up and move? |
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Post by seminolewind on Sept 15, 2018 20:37:26 GMT -5
Not sure. My daughter and RE agent have been going around looking at houses like every day. They look great on pictures but they go and fine that the foundation is cracked, the basement floods and smells like dead bodies, and each room the floor slants in a different way. One smelled of dog urine.
I picked this drop dead beautiful brick house in Louisville, nothing extravagant , only turns out it's in the worst crime neighborhood in the city. Go figure. Today she goes to look at this house that looked to me like an Amish farm house. She said the walls were bulging.
So I do have one picked out but she said it's way too small. Yes it is. But the location is walk to town in a small town, and has a double lot which is 1/3 of an acre. Couldn't pick it better. But it's too small. They want way too much money for the house. They won't get it from anyone.
So about moving. My original plan was to buy a little old house and keep both houses. But the little old houses all need about $100k of work! Everything is a serious problem. So I may have to bite the bullet and sell this house. The thing I'll miss the most is not owning a coat or real shoes, and wearing knee length pants for 10 months of the year.
There's no time limit really. The soonest would be a few months.
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Post by dawg53 on Sept 16, 2018 5:51:42 GMT -5
Personally: I think you're making a mistake, for various reasons. Most likely the same reasons why we'd like to move, but cant and wont.
You've heard the old saying; the grass looks greener on the other side of the lake, until you get there.
The only "pros" I see is being closer to your daughter and you'll have the four seasons. On a side note...will your daughter be your caretaker in your old age, or when your health declines? It happens to all of us. I've been there and done that being a caretaker, twice in the last 11 years and kind of still doing it with Sharon and her health. Heck, I aint getting these gray hairs for nothing lol.
The "cons" I see are paying state taxes, having to re-register vehicles/new driver's license, high property taxes/insurance?
Longer and colder winters...you might like it at first but will get tired of it. Not to mention a limit on how many chickens you can keep and roosters most likely not allowed. How about food prices, are they higher? Access to medical doctors and hospitals when needed? What about your husband, what does he think about your decisions?
This isnt including the move itself...all that you own, including your horse. Then prepping your Florida house and property to sell. LOL, I just had a refresher with selling my moms house in Georgia. It was a lot of time and money on my part whipping it back into shape before putting it on the market AND I was going by what the real estate agent recommended in order to sell it. I got it all done within two months without the help of nagging siblings who had no clue. The real estate agent was correct and thankfully it sold 3 months later.
My wife and I thought about buying a small cabin in the Tennessee mountains. She even talked to realtors on the phone. The problem with owning two homes is that the full amount of taxes will have to be paid to the state that you're not domiciled in. Then there is yard and home maintenance not to mention utility bills. Renters IMO are out of the question, been there done that too.
There's also talk of an economic crash coming. It's best to have everything paid off...everything.
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Post by seminolewind on Sept 16, 2018 12:50:47 GMT -5
Thanks for bringing up these important points. Closer to my daughter is the main and probably only reason. She wants me closer so she can help me out when I need it. Her words. I hate the winter more than Florida summer, LOL.
Hubs hates Florida. He would love to go back to cold and whine about that!
There is no limit on chickens per se. However any neighbor that has a house within 100 ft of chickens are the only ones that can complain and it must be in writing.
Registering the cars every year and the luxury tax are a con. Finding docs are a con. Louisville and probably nearby have good hospitals.
State tax may not be an issue. My IRA retirement has already been state taxed and I have to check on the NYS pension which my contribution was already taxed as well as hub's retirement. State tax. I'm not sure about SS.
Property taxes are comparable. Food is cheaper.
Neighbors is a con. Close ones. I'm sticking to bigger pieces of small properties, closer to 1/4 acre or so. Privacy fence is popular. Old houses may not be the answer. I found at least one that looks like an old house. The other 2 are old but the sellers offer a one year warrantee.
The pros are at my age and Hub's health conditions, it may make sense to be closer to everything and not have so much property to take care of. It's convenience. Out on an acre somewhere it's about 20 minutes give or take to a town and sometimes to milk and bread. I want to walk to a "main street" if possible. My daughter lives in a neighborhood where everyone's on an acre but there's an HOA that does not allow horses or chickens. The horse I could go either way on. Keeping her at a stable or having her at home.
Jim, how were your pros and cons moving from property in Georgia to a neighborhood with neighbors?
There's a lot to consider. Selling this house, yes it will need some sprucing but I don't plan on doing the work. Just supervising. And I think owning 2 houses is maybe not a good idea.
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Post by dawg53 on Sept 16, 2018 18:03:41 GMT -5
I have no regrets whatsoever moving from Georgia to Florida. I lived in the same house in southeast Georgia for 35 years and I moved down here to Jax 6 years ago. I SHOULDVE MOVED TO FLORIDA A LONG LONG TIME AGO! Fortunately Jacksonville's chicken ordinance allows only a 5 foot property line boundary for coops and pens. No complaints from me lol. So far neighbors have been okay, even where we used to live. They love fresh eggs lol. Things are closer here too, like you mentioned about Indiana. It saves time and gas. Also there are more business competition here in Jacksonville. It's easier to get better deals, cheaper groceries etc when there's competition. It wasnt like that where I lived in Georgia. Everything was more costly there. I only drive up to Georgia once a month to check my moms mail and go to my chiropractor the same day. Sometimes I visit mom and dads grave as well as my previous wife's grave at a different cemetery. Once my moms final state and federal taxes are completed next year, that's it...done with Georgia. All the cons are in Georgia (except the Georgia Bulldawgs.) All the pros are in Florida (except the hated Florida Gators.) Since you stated that your daughter wants to take care of you when that time comes, and your husband is all for it...I say, GO FOR IT, you aint gettin no younger!!  |
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Post by seminolewind on Sept 17, 2018 22:46:57 GMT -5
I do love Florida.
I've been listening to what ya'll are saying about neighbors being too close and giving it lots of thought. There's a house to look at on an acre.
I'm flying up there on Monday and back on Thursday, and will check some houses out.
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Post by dawg53 on Sept 18, 2018 4:42:49 GMT -5
Karen, consider looking on "Zillow" for homes up there on your computer. Another that I liked was "United Country Real Estate." You just search the state and go from there.
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Post by seminolewind on Sept 18, 2018 17:23:06 GMT -5
I think I decided on a house. I'll send the link later. Looks like a 1929 farm house, redone and on 1.3 acres already fenced. And fencing for the dog. It's 10 minutes from daughter. So far so good.
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Post by dawg53 on Sept 19, 2018 6:47:18 GMT -5
Yeah, link would be nice!
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